Why the Legal Process Matters in Corfu Property Purchases

Buying a home in Corfu is exciting, but the legal process can feel overwhelming—especially for foreign buyers. From title checks to notary appointments, understanding each legal step is key to a secure and successful purchase. This guide breaks down how to navigate the legal process when buying property in Corfu, so you can invest with confidence in 2025.

For personalized legal guidance and local expertise, visit Chase Real Estate Corfu.

Step-by-Step Legal Process for Buying Property in Corfu

1. Get a Greek Tax Number (AFM)

Before you can buy property in Greece, you need a Greek tax identification number (AFM). This number is required for all legal and financial transactions and can be obtained at the local tax office with your passport.

2. Open a Greek Bank Account

You’ll need a Greek bank account to transfer purchase funds, pay property taxes, and cover legal fees. Most buyers open an account with a local bank after getting their AFM.

3. Hire a Local Lawyer

A Greek lawyer is your main advocate throughout the purchase. They will:

• Check property title and ensure there are no outstanding debts, liens, or zoning violations.

• Draft and review contracts.

• Guide you through due diligence, including permits and property boundaries.

• Represent you if you’re abroad (via Power of Attorney, if needed).

A good lawyer is essential—find one who is independent from the seller or agent.

4. Title and Legal Due Diligence

Your lawyer will perform all legal checks, including:

• Confirming the seller’s right to sell.

• Ensuring the property is free of legal issues, debts, or mortgages.

• Checking that all planning and building permits are in order.

• Reviewing property boundaries and official surveys.

5. Make a Preliminary Agreement

Once checks are complete, you and the seller sign a preliminary agreement (private contract) that outlines price, terms, and completion date. A deposit is usually paid at this stage (typically 10%).

6. Engage a Notary Public

All Greek property sales must be completed in front of a licensed notary public. The notary:

• Prepares the final sale contract.

• Checks all legal documents.

• Oversees the signing of the contract.

• Registers the sale with the local land registry.

Notary fees are typically 1–2% of the sale price.

7. Complete the Sale and Register the Property

At the notary’s office, you’ll sign the final sales contract and pay the remaining balance. After signing, the notary registers your ownership with the Land Registry or Cadastral Office—making you the legal owner.

8. Pay Taxes and Fees

Before the sale, you must pay property transfer tax (usually 3% of the purchase price), plus legal and notary fees. Your lawyer will calculate and arrange all necessary payments.

Legal Tips for Foreign Buyers in Corfu

• Use an independent lawyer—not one recommended solely by the seller.

• Always check planning permissions, especially for renovation or new builds.

• Understand Greek inheritance laws, which can differ from your home country.

• For rural or border areas, extra permits may be needed for non-EU buyers.

Find more legal insights at Chase Real Estate Corfu’s buyer guide.

Common Questions About the Legal Process in Corfu

Can foreigners buy property in Corfu?
Yes, both EU and non-EU citizens can buy property. Some areas may require special permission for non-EU buyers, especially near borders.

How long does the legal process take?
Typically, 4–8 weeks if you’re buying with cash and all documents are in order.

Is it safe to buy property in Corfu?
Yes, provided you use a trusted local lawyer and complete all checks.

Conclusion: Secure Your Corfu Property with Legal Confidence

Navigating the legal process in Corfu isn’t complicated when you have the right support. By working with a qualified lawyer, following these steps, and understanding the process, you can safely and successfully invest in your dream Corfu home.

Ready for professional help? Start with Chase Real Estate Corfu.