Important Legal Checks When Buying Property in Corfu 2025
Buying property in Corfu, whether a holiday home, investment villa, or year-round residence, is an exciting process—but it comes with legal responsibilities. Conducting thorough legal checks is crucial to avoid costly mistakes, ensure the property is free from disputes, and comply with Greek property laws.
This guide outlines the key legal checks you must perform when buying property in Corfu in 2025, helping you safeguard your investment and make a confident purchase.
1. Verify the Property Title
1.1. Why Title Verification Matters
The title deed confirms who legally owns the property. Ensuring the property is legally transferable protects you from disputes or claims by third parties.
1.2. Steps to Verify Title
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Request the original title deed from the seller.
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Verify the property is registered at the Land Registry.
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Check for encumbrances, mortgages, or legal disputes.
Tip: Always hire a local lawyer experienced in Corfu real estate to perform title verification.
2. Confirm Building Permits
2.1. Importance of Permits
Any property construction or renovation must comply with local building regulations. Unpermitted work can result in fines or legal disputes and may affect resale.
2.2. How to Check
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Ask the seller for copies of building permits and approval documents.
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Confirm with the local municipality that all renovations or expansions were approved.
Tip: Properties in protected areas or with historic significance require additional approvals.
3. Check Zoning and Land Use Regulations
3.1. Why Zoning Matters
Properties in Corfu are subject to zoning laws that dictate how land can be used. These laws affect:
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Building extensions
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Business activities
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Property modifications
3.2. How to Check
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Confirm the property’s zoning classification at the municipal office.
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Consult your architect or lawyer to ensure your intended use complies with local regulations.
4. Verify Taxes and Outstanding Liabilities
4.1. Property Taxes
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Ensure that the ENFIA (annual property tax) is paid up to date.
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Confirm any municipal taxes or fees are settled.
4.2. Other Liabilities
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Check for pending utility bills, community fees, or other charges tied to the property.
Tip: Unpaid taxes or fees could become your responsibility after purchase, so it’s essential to clarify before closing.
5. Review Seller’s Identification and Power of Attorney
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Verify the seller’s identification matches the property title.
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If a representative or agent is selling the property, confirm they have a legal power of attorney.
Tip: This prevents fraud and ensures that the seller has the legal right to sell the property.
6. Check for Restrictions on Coastal or Protected Properties
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If the property is near the coast or in a heritage area, additional restrictions may apply.
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Verify any limitations on construction, renovation, or development.
Tip: Working with local experts ensures you understand all environmental and historical regulations before purchase.
7. Work with a Local Lawyer and Real Estate Professional
Hiring trusted local professionals is essential:
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Lawyer: Conducts title verification, ensures permits are valid, checks for liabilities, and handles contracts.
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Real estate agent: Provides local market insights, coordinates property viewings, and ensures smooth communication between parties.
Why It’s Important:
Local expertise reduces risks and ensures compliance with Greek property law while simplifying the purchase process.
8. Conclusion: Protect Your Investment with Legal Checks
Conducting thorough legal checks in Corfu is essential for a safe and secure property purchase. By verifying the title deed, confirming permits, checking zoning laws, and ensuring all taxes and fees are settled, you protect yourself from future legal complications and ensure a smooth property transaction.
For professional guidance on legal checks and navigating the Corfu property market, visit Chase Real Estate Corfu.